Welcome to CreditPulse

CreditPulse is a credit research and advisory firm that utilizes benchmark-driven data and analytics of credit conditions in various industries around the globe to provide greater insight into credit decision making as opposed to just relying on instincts. CreditPulse also closely monitors currency volatility and the financial results of thousands of companies through its proprietary Credit Standards Index (CSI).

Learn More about the Credit Standards Index
Rank Company Industry Revenue* Bad Debt Allow DSO Ops Cash as % of Rev Current Ratio Debts/ Assets CSI Score
1 Arena Resources Inc
Tulsa, OK
Oil/Gas-Independent 208,859 0.0% 20.05 84.9% 4.52 0.18 1.00
2 Monolithic Power Systems Inc
Los Gatos, CA
Semiconductor 160,511 0.0% 20.73 24.7% 5.53 0.16 1.00
3 Tessera Technologies Inc
San Jose, CA
Semiconductor Equip 248,291 0.4% 21.65 27.6% 7.21 0.11 1.00
4 Gen-Probe Inc
San Diego, CA
Medical Equip/Supplies 472,695 2.1% 25.79 37.7% 13.49 0.06 1.00
5 United Microelectronics
Hsinchu City, Taiwan
Semiconductor 3,071,496 0.1% 31.62 46.7% 5.37 0.15 1.10
Rank Industry No. of Comp Write- Offs Int'l Sales Bad Debt Allow DSO Ops Cash as % of Rev Current Ratio Debts/ Assets CSI Score
1 Semiconductor 89 51% 70.00% 3.2% 41.56 15.0% 4.69 0.33 2.18
2 Diagnostic Substances 10 83% 15.80% 3.1% 58.23 18.0% 4.96 0.22 2.29
3 Biotechnology 17 147% 25.60% 2.4% 58.09 23.0% 4.77 0.37 2.32
4 Mining/Quarrying 28 14% 27.80% 1.4% 35.44 21.0% 1.77 0.54 2.45
5 Oil/Gas-Independent 63 27% 3.60% 2.3% 37.09 57.0% 1.20 0.56 2.46

Recent Articles

How will the world's major oil & gas companies weather the current economic storm?  A close examination of the industry benchmarks will provide the answer.

Last year, the price of U.S. crude oil rebounded 34.5 percent to reach $61.06 per barrel after suffering a 25 percent decline in 2018 that ended with crude at $45.33 per barrel -- a decline that enabled oil companies to bolster sales, profitability and operating cash.

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Trump Fed follows in the footsteps of the activist Obama Fed in a renewed bid to support economic growth following the outbreat of the coronavirus.

After a week in which U.S. stocks suffered their biggest losses since the 2008 credit crisis, the Federal Reserve lowered its benchmark short-term interest rate 0.5 percent in an emergency meeting on Tuesday sending a strong message that it is prepared to use monetary policy to support the economy.

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Fears of coronavirus and a global slowdown jolt the commodities market causing huge declines in the value of commodities-based currencies.

Commodites-based currencies in both developed and emerging market economies took a beating last week as the commodities market plunged 7.28% as fears of a global slowdown compounded by the relentless spread of the coronavirus hit currency markets around the world.

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Asset impairments are on the rise in the oil & gas services industry as the oil market overall experienced another downturn in 2019.  "New decade lows."

Many oil & gas equipment and service companies are back in the red after a wave of goodwill and asset impairments hit the industry in 2019, according to the latest annual financial results just being released -- a development that could drastically change the industry credit risk component.

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A California software company has developed a state-of-the-art accounts receivables platform uniquely designed to minimize DSO and maximize cash flow. 

In today's collections environment, understanding your customer data is one of the most critical elements in the collections process.  If you can't identify customer payment trends or tendencies it becomes nearly impossible to reasonably forecast company cash flow.

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Weak consumer spending and a huge decline in business investment held back the world's largest economy in the fourth quarter of 2019.

The U.S. economy expanded at a moderate 2.1% in the fourth quarter of 2019 as ever-narrowing increases in consumer spending, and a surge in government spending helped to offset a huge decline in business investment.

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