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30 AI Use Cases Every Credit Team Should Be Using (But Most Aren’t)
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December 15, 2025

30 AI Use Cases Every Credit Team Should Be Using (But Most Aren’t)

Here are 30 real, usable AI use cases credit teams should already be using.

B2B Credit Manager AI Prompt Library: Part 2

💡 Credit Pulse Integration: Prompts marked with the Credit Pulse badge can automatically pull customer data from Credit Pulse.

Table of Contents

  1. Audit Documentation
  2. Year-End Credit Analysis
  3. Team Management & Training
  4. Extended Web Search Prompts
  5. Advanced Credit Pulse Applications

Audit Documentation

31. Audit Documentation

Prepare documentation for a credit management audit:

Audit Period: [DATES]
Auditor Requirements: [LIST]
Areas of Focus: [TOPICS]

Compile:
1. Credit policy documentation
2. Exception report and approvals
3. Credit limit change justifications
4. Collections efforts documentation
5. Write-off authorizations
6. Risk assessment updates
7. Process compliance evidence

Year-End Credit Analysis

32. Year-End Credit Analysis Credit Pulse

Conduct a year-end credit portfolio review:

Fiscal Year: [YEAR]
Beginning AR: [AMOUNT]
Ending AR: [AMOUNT]
Annual Sales: [AMOUNT]
Bad Debt Write-offs: [AMOUNT]
Average Score Change: [DATA]

Analyze:
1. Portfolio performance vs. targets
2. Risk events and responses
3. Process improvements implemented
4. Recommendations for next year

Team Management & Training

36. Credit Analyst Training Module

Create a training module for new credit analysts:

Topic: [AREA]
Experience Level: [BEGINNER/INTERMEDIATE/ADVANCED]
Duration: [TIME]

Include:
1. Key concepts
2. Step-by-step process
3. Examples
4. Mistakes to avoid
5. Practice exercise + answer key

Extended Web Search Prompts Web Search

40. Trade Credit Insurance Market Update Web Search

Research the current trade credit insurance market, including major providers, typical coverage options, premium ranges, and recent market changes. Provide guidance on when it makes sense, what to ask brokers, and common gotchas.

Advanced Credit Pulse Applications

55. Credit Pulse Benchmark Report Credit Pulse

Compare our portfolio’s Credit Pulse metrics against industry benchmarks:

Our Avg Score: [SCORE]
Industry Avg Score: [SCORE]
Distribution: [DATA]
High-Risk Count (Score < X): [NUMBER]

Output:
1. Portfolio health summary
2. Concentration risks
3. Recommended policy adjustments

Usage Tips

Customizable prompts

  • Replace [PLACEHOLDERS] with your specifics
  • Combine prompts for complex scenarios
  • Validate outputs against your credit policy

Web search prompts

  • Copy/paste into your AI tool with web access
  • Ask follow-ups to tailor to your industry

Credit Pulse is an AI-powered credit risk intelligence platform for B2B finance and credit teams. We combine traditional credit data, alternative signals, and internal payment behavior to deliver real-time risk scoring, portfolio monitoring, and early warning signals, including bankruptcy and payment risk. With AI-driven workflows and ERP, CRM, and AR integrations, Credit Pulse helps teams make faster, more confident credit decisions.

For more information, visit www.creditpulse.com.

Jordan Esbin

Founder & CEO

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