Credit Pulse is an AI-powered credit intelligence platform that automates business credit decisions, risk monitoring, and collections workflows. We combine bureau data with alternative signals—payment behavior, social and operational data, headcount trends, and adverse news—to deliver predictive risk scores, fraud detection, and growth insights.

We help AR and credit teams approve faster with confidence, reduce bad debt, spot upsell opportunities, and mitigate risk before it impacts cash flow. By replacing manual, reactive processes with proactive, AI-driven insights, we reduce reliance on static credit reports and fragmented systems.

We connect to credit bureaus, ERPs, CRMs, payment processors, and public/private sources. The Credit Pulse AI Engine normalizes and enriches data, runs KYB and fraud checks, applies predictive models for bankruptcy and late-payment risk, and provides plain-language explanations of key drivers. Integrated workflows let you onboard customers, monitor accounts, and act on alerts in real time.

We combine firmographics, financials, liens, and UCC filings with alternative data such as headcount changes, WARN notices, bank-licensed card revenue, social presence, media sentiment, and principal career history to assess both public and private businesses.

Credit Pulse accurately predicts more bankruptcies than leading credit bureaus, outperforming traditional models. Scores include detailed explanations, without financial statements.

No. Our models deliver predictive accuracy with or without financials, enabling fast, confident decisions when paperwork is incomplete.

Digital application intake with conditional logic and fraud checks, trade reference collection, policy-based approvals, portfolio monitoring, real-time alerts, and collections prioritization.

Yes. We can integrate with ERPs (e.g., NetSuite), CRMs (e.g., Salesforce), and AR platforms. REST/GraphQL APIs and webhooks let you embed scores and alerts in your existing workflows.

Accounts are monitored for shifts in risk scores, payment behavior, liens, WARN notices, and news sentiment. Alerts can trigger automated policy actions such as limit changes, reviews, or collections packaging.

400M+ businesses in the U.S., Canada, and Western Europe. We have the ability to also cover Asia Pacific and South/Central America.

Most customers are live in under 30 days. Typical onboarding: ~20-minute setup, 1–5 days training, ~7 days for data integration. Many teams reach ROI by avoiding just one major bankruptcy per year.

Yes—encryption in transit and at rest, role-based access, audit logs, environment isolation, and regular security reviews. Your data remains your property and is used only to deliver the service.

Book a demo, share your credit policies and data sources, and we’ll configure a pilot tailored to your workflows. With templates for applications, policies, and alerts, most teams see results in the first month.