Now Live: Financial Statement Analyzer

Transform your credit process with our new Financial Statement Analyzer: automated spread and ratio calculations, instant insights from private company data, portfolio monitoring, and seamless integration.

Why It Matters: The State of Credit Decisioning Today

Credit teams still face:

• Manual spreadsheets that slow reviews
• Fragmented data with limited visibility
• Time-intensive spreading that increases error risk

Automation changes that:

• Cuts processing time and improves accuracy
• Shifts teams from data entry to true analysis
• Delivers faster and more consistent credit decisions

Our Financial Statement Analyzer moves your team from delay to clarity with standardized, real-time insights.

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How the Financial Statement Analyzer Works

Turn raw financials into instant insights.

✅ Upload to Insight: Auto-map data to show ratios, trends, and outliers in seconds.

✅ Private-Company Ready: Normalize non-standard statements for apples-to-apples comparison.

✅ Single Source-Of-Truth: Save one-off and historical results in one platform.

✅ Automatic Flags: Alerts you to risk changes across your portfolio.

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Step 1: Instant Uploads, Instant Insights

Turn financial statement review from hours to minutes. Upload or import a statement, select the reporting period, and Credit Pulse automatically maps and validates every field. The process is fast, accurate, and completely automated.

Simple and Smart Inputs

• Import via digital application or upload a file directly
• Select the quarter or year for instant context
• AI identifies and maps key fields like assets, liabilities, and revenue
• Confidence scores and automated validation ensure clean data every time

Credit Pulse removes manual work so your team can move from data entry to analysis in minutes.

Step 2: Results and Ratios, Instantly

Once uploaded, Credit Pulse transforms raw financials into clear, actionable insights. The system automatically calculates key ratios and highlights areas that need attention.

Fast & Actionable Outputs

• Instantly generate liquidity, profitability, efficiency, and solvency ratios
• Color-coded indicators show strengths, risks, and red flags at a glance
• Gain full visibility into customer health for confident decisions

Credit Pulse delivers real-time financial intelligence that speeds up analysis, reduces risk, and standardizes reviews across every account.

Your Financial Data Stays Private and Protected

Financial statements carry sensitive information, and we treat them that way. Credit Pulse keeps every uploaded document encrypted, access-controlled, and fully contained within your workspace. We never share or sell financial data. There is no data monetization and no third-party access. Period.

Every statement, ratio, and insight stays with your team. Only authorized users can view or manage uploads, and every action is tracked for complete transparency. Your customers’ financial information remains private, secure, and protected at all times.

This commitment is built into our platform so you can analyze risk with confidence, knowing your data stays exactly where it belongs.

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From Onboarding to Portfolio Health

Credit Pulse streamlines every step of the credit lifecycle, from application to ongoing monitoring.

1. Apply: Customers submit digital credit applications with trade and fraud checks.
2. Upload: Financial statements are added for instant automated analysis.
3. Analyze: The system spreads data, calculates ratios, and flags risk automatically.
4. Decide: Credit teams review all insights in one dashboard for faster, more consistent approvals.
5. Monitor: Track financial health over time and get alerts as customer conditions change.

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Benefits for Your Credit and AR Team

Here are the key outcomes your team can expect with Credit Pulse:

• Faster turnarounds: Get decision-ready insights in minutes.
• Fewer errors: Automated spreads eliminate manual mistakes.
• Deeper insights: See key ratios, trends, and benchmarks instantly.
• Portfolio visibility: Spot risks early and act with confidence.
• Smarter use of time: Let analysts focus on strategy, not spreadsheets.

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Financial Statement Analyzer FAQs

Q: What kinds of financial statements does Credit Pulse support?
A: You can upload balance sheets and income statements directly. Cash flow statements are optional but provide deeper insights. The system accepts non-standard formats and automatically maps all items into a standardized financial template.

Q: Is this only for new credit applications?
A: No. The Financial Statement Analyzer works for both new applications and existing accounts. Use it for onboarding, renewals, or periodic portfolio health reviews when you receive updated financials.

Q: Does this replace human credit analysis?
A: No. It enhances and accelerates it. Credit Pulse automates the data extraction, mapping, and ratio calculations so analysts can focus on judgment, interpretation, and decision-making.

Q: How secure is the uploaded financial data?
A: All statements are stored with enterprise-grade security, including encryption, role-based access control, and full audit tracking. Credit Pulse follows strict data protection and compliance standards.

Q: Do I need to pay extra for this feature?
A: No. The Financial Statement Analyzer is included in all current Growth and Scale plans. You only pay for optional third-party credit reports if you choose to pull them.

Q: What kinds of companies benefit most from this feature?
A: The Analyzer is ideal for B2B credit teams managing private or mid-market companies, especially when financials are non-public or spreadsheet-based. It removes manual spreading bottlenecks and speeds up credit decisioning.

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Because Modern Credit Deserves Modern Tools

If your credit team is still juggling spreadsheets, chasing statements, and reviewing line by line manually, you’re exposing your business to delays, inconsistencies, and hidden risks. With the new Financial Statement Analyzer in your stack, you move to a faster, more reliable, insight-driven workflow. Upload yesterday’s data and walk into tomorrow’s decisions confident, informed, and efficient.

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Get Started Today

Whether you’re reviewing five financial statements or five hundred, Credit Pulse helps you:

✅ Analyze financials in minutes, not hours
✅ Eliminate manual data entry and spreadsheet errors
✅ Uncover early warning signs before they become risk

Modern credit teams deserve modern tools. Take the next step and get started with Credit Pulse today.