Product Release Notes: January 2026

At Credit Pulse, everything we ship is designed to help credit teams move faster without sacrificing rigor.

What's New at Credit Pulse

The January 2026 release sharpens policy-driven decisioning, makes AI recommendations easier to defend, and removes friction between sales and credit. The result: clearer decisions, cleaner workflows, and better alignment across Order-to-Cash. Here's what’s new and improved.

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Confident, Consistent Decisions

Credit Policy Manager

Teams can now configure credit policies using risk thresholds, predictive signals, and decision criteria. Decisions are applied consistently, manual judgment is reduced, and every outcome is backed by a clear policy-level audit trail. Learn more >>

Next Up? AI-driven new account decisioning will be integrated into credit policy management in an upcoming release.

‍Related: Explore our Credit Policy Designer Chat, powered by Scout, to draft a policy from scratch or stress-test your current one.

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Fast, Frictionless Onboarding

Salesperson-Linked Applications

Credit applications can now be tied directly to sales reps, improving tracking, ownership, accountability, and hand-offs. Learn more >>

Redesigned Credit Application PDF

PDFs have been redesigned with a more professional, readable layout for offline review, audits, and record-keeping. Learn more >>

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Explainability, Everywhere

Risk Score Explanations

Scout AI now provides clearer explanations behind AI-driven risk scoring in one click. Updates improve transparency by clarifying impact factors and underlying data sources. Learn more >>

Financial Ratio Tooltips

Hover tooltips now show formulas and calculation logic directly in the platform. Learn more >>

Credit Limits With Context

Every recommendation  includes clear indicators explaining the drivers behind each suggestion. Learn more >>

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Coverage Expansion

New Countries Available

We've expanded our global reach to give customers access to our enriched reports across the globe.

New Additions: Japan, Indonesia, and India

Available Now: United States, Canada, United Kingdom, and Mexico

‍Coming Soon: Germany, France, and Italy

Learn more >>

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Bug Fixes & Improvements

The following issues were resolved in this release:

• Fixed an issue preventing trade reference submissions after an application was approved or rejected
• Corrected text rendering in the Invite Signer workflow
• Resolved incorrect status displays for applications awaiting signature
• Fixed a credit limit calculation error affecting Indian credit reports
• Improved error handling and recovery when financial statement uploads fail

These fixes improve reliability, data accuracy, and overall workflow stability.

About Credit Pulse

Credit Pulse is an AI-powered credit risk intelligence platform for B2B finance and credit teams. We replace static credit reports with continuously updated risk intelligence by combining traditional bureau data, alternative signals, and internal payment behavior. Credit Pulse helps teams streamline digital credit applications and onboarding, monitor portfolios in real time, and surface early warning signals like financial distress, payment deterioration, and bankruptcy risk before issues reach accounts receivable. With AI-driven workflows and native ERP, CRM, and AR integrations, Credit Pulse cuts credit decisioning time in half and enables teams to manage credit as a strategic function.

For more information, visit www.creditpulse.com.

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