Meet Creddy: Your On-Demand Credit Analyst

What if every credit file came with an expert you could talk to? There's a bot for that.

Meet Creddy, the AI chatbot that lives directly inside your Credit Pulse account reports. It's ready to answer your questions, analyze requests, and give real-time guidance based on policy and data. No more flipping through tabs, digging for details, or waiting on a team huddle.

Here’s what it can do:

🔍 Spot Red Flags Instantly‍

Ask Creddy:

"What are the key areas of concern for Celtic Building Supplies?"
Creddy will summarize risk drivers, declining scores, missed payments, or industry alerts in plain English.

📉 Bankruptcy Risk? Ask Directly

"What is their likelihood of bankruptcy?"
No more interpreting models—Creddy pulls from your Pulse and Health Scores to give you a probability and what’s influencing it.

📄 Simulate Real Decisions

"Celtic is asking for a $150,000 limit with net 90 terms. Tell me what I should do."
Creddy will evaluate the request based on policy thresholds, score cutoffs, and similar company benchmarks—and give a data-backed recommendation.

📑 Check for Missing Docs

"What documents are missing according to our credit policy?"
Creddy flags what’s incomplete—like missing bank statements, trade references, or corporate filings—based on your custom rules.

📊 Benchmark Against Peers

"How does Celtic compare with industry averages?"
See where a company stands on payment speed, credit utilization, and financial health—compared to others in their industry or size class.

📞 Reference Check Made Easy

"Tell me about their bank and trade references."
Creddy pulls reference details and flags any inconsistencies or lack of responses.

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Why it Matters:

Time is money—and decisions delayed are dollars at risk.
Creddy helps your credit team move fast without missing anything. It’s not just automation. It’s augmentation—like giving your analysts superpowers without growing the headcount.

No more manual digging. No more bottlenecks. Just better decisions, faster.

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Want to see Creddy in action?

Sign up for you free trial

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Want to see Creddy in action?Drop into any Credit Pulse report and start asking questions. It’s like having your best credit analyst working 24/7—without needing coffee.

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