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Four features made the cut. We're very excited about all of them. Mostly.
After weeks of whiteboarding, debating, and one very long Slack thread, we've narrowed it down to four. Each one came directly from what we heard in the field. Each one solves a real problem. Each one is, in hindsight, a cry for help.
Tell us which one ships first.
Every decision goes through Dave.
☕ Especially at 4:30pm on Fridays.
When one person holds all the institutional knowledge, your credit process doesn't scale. It waits. Decisions slow down. Deals stall. And when Dave leaves, so does everything he knows.
No data. No policy. Just vibes.
✨ The spreadsheet was giving bad energy.
Gut feel isn't a credit policy. It's a liability. It can't be audited, can't be explained to a regulator, and can't be replicated when the person with the gut leaves the building. “Years of experience” is just GutFeel with a better LinkedIn bio.
6 systems. From memory. Every time.
💾 Ctrl+C. Ctrl+V. Ctrl+Repeat forever.
Manual processes don't just waste time. They introduce errors and make it impossible to scale. Someone becomes the human integration layer. They copy. They paste. They hold the entire process together with keyboard shortcuts and institutional memory. Every copy-paste is a chance for something to go wrong. And when it does, good luck finding where.
42 pages. Zero readers. Last updated 2019.
📁 Version_Final_v2_ACTUAL_FINAL.pdf
A policy that isn't enforced isn't a policy. It's a suggestion. The document exists. It's thorough. Someone worked hard on it. But the gap between having a policy and enforcing one is where most credit losses live. When every analyst interprets it differently, you get inconsistent decisions, unexplainable losses, and audit findings that keep you up at night.
Every one of them is a real problem.
We've heard every version of these. From teams of five and teams of five hundred. The tools change. The workarounds don't.
Something better is coming.
Be the first to see what we're actually building.
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